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...more competition is on the horizon. In the past two months, Goldman Sachs, Morgan Stanley, Raymond James, GMAC, American Express and business financier CIT have all applied to convert into bank holding companies, partly in order to be able to get access to cheap funding through deposits. GE Capital, the finance arm of GE, is planning on doubling its deposit base, which it garners through broker-sold CDs, to $81 billion next year. Goldman Sachs is on track to open an online bank. Morgan Stanley, which already has $36 billion in deposits, is selling billions of dollars' worth...

Author: /time Magazine | Title: The CD-Rate Scramble: Better for Depositors than for Banks | 12/8/2008 | See Source »

...impact of endorsements really depends on the student group, size of the group, dedication of the board to turn out voters,” Lam said. “Endorsements are only the first step of a campaign.” Student groups offer campaigns access to e-mail lists, name recognition, and a ready-made means of getting out the vote in an election that last year saw a record-low turnout of 2,181 undergraduates at the polls. Beyond that, a student group endorsement can simply lend weight to a candidate’s pitch...

Author: By Elias J. Groll, CONTRIBUTING WRITER | Title: As Endorsements Pour In, Flores Leads | 12/8/2008 | See Source »

...imperative, because the potential consequences of inaction are chilling. According to the New York Times, software developed by web-based firms like Facebook, Google, and even the software division at Apple have the potential to be abused—and this is not limited to relatively innocuous profile access on Facebook. The Orwellian prospects of powerful firms or the government using collective intelligence are truly shocking. Governments across the world could use sense-driven networks—cellular phone towers, for example—to track down dissidents and protesters. American health insurance providers, already notorious for their predatory practices...

Author: By The Crimson Staff | Title: Data Security | 12/8/2008 | See Source »

...That was 1939, when Ackerman and his friend Myrtle R. Douglas attended the first World Science Fiction Convention in Manhattan - both dressed in space suits. (Trekkies, now you know who originated that imaginative eccentricity.) In a 1996 interview with Ed Grant of the New York City cable access show Media Funhouse, Ackerman recalled that 165 people attended the confab. "We had a banquet so expensive that only 29 of us could afford it," he told Ed. "I couldn't even afford to lend the money to Ray Bradbury, 'cause it was one dollar a plate. Of course no food...

Author: /time Magazine | Title: Sci-Fi's No. 1 Fanboy, Forrest J Ackerman, Dies at 92 | 12/6/2008 | See Source »

...their fair share of meetings); and how the fight for equality was undermined by a vicious cycle of unfair, false perceptions over which black Americans had no control. Sugrue strives to connect the struggles for rights in the North and South. It was Northerners’ success in gaining access to public buildings—such as movie theaters and restaurants—that helped the South start overcoming Jim Crow Laws. The Northern strategy of gathering outside public buildings to which blacks were denied admittance, calling the cops, and thus creating a non-violent spectacle provided the essential format...

Author: By Brianne Corcoran, CONTRIBUTING WRITER | Title: 'Liberty' Is A Worthy Struggle | 12/5/2008 | See Source »

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