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...representing different presumed levels of risk. In the process, the nonbank financial institutions buying these "structured credit products" - hedge funds and other supposedly sophisticated players - replaced banks as the engines of credit creation in recent years. Unlike banks, however, these institutions lack deposit insurance and do not have direct access to central bank lender-of-last-resort safety nets. When the quantitative models used to measure default risk on the new mortgage-backed instruments vastly underestimated actual delinquencies, many of these investors found themselves with unexpected losses. Concern about just how far these losses extend - and whether major financial institutions...
...When the administration is unwilling to give us access to the consultant or provide us with written documentation of problems, it’s impossible for us to be part of a constructive solution to this with the University,” he said...
According to the original proposal, students would be able to access 250 channels offered by DirecTV in their dorm rooms, with the signal sent over the Houses’ power lines, for $25 to $35 a month...
...criticized in The New York Times by Stanford Provost John Etchemendy. Fitzsimmons has repeatedly said that one of the major goals of the move is to attract students from lower income brackets, as early admissions programs tend to “advantage the advantaged” who have access to guidance that might motivate them to apply early to a school. With the increased time available for recruiting high school students, the admissions office hopes to broaden the Harvard applicant pool by reaching out to schools in low-income areas, Fitzsimmons said. Another goal of eliminating the early admissions programs...
...that were once standard issue for everyone from Wigglesworth to Winthrop also appear to have fallen casualty to underuse, having been removed from most dormitory rooms by University Information Services. “At one time, the red phones were the primary way to provide students with E-911 access prior to the ubiquity of cell phones,” wrote Associate Dean of Residential Life Suzy M. Nelson in an e-mailed statement. “Now that nearly all students have cell phones, use of the red phones is almost nonexistent. After move-in the phones were usually...