Word: accesses
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...agricultural programs. African governments and international organizations now face the task of getting new projects off the ground quickly. Obstacles abound. After decades of neglect, transportation networks for getting crops to market consist mainly of rutted dirt roads; irrigation systems are in a shambles; and there's little access to credit for poor farmers. Aid agencies are starting some programs virtually from scratch. "There are very few plans to take off the shelf," says Joachim von Braun, director general of the International Food Policy Research Institute in Washington...
Segmenting the industry, though, might not be so bad if it allows more of the poor to get access to credit. Let multinational corporations take the top microfinance institutions to the next level, and leave the bottom of the pyramid to development groups and regional banks. That's what Ecobank is doing in Africa. The Togo-based company, with operations in 22 countries, has for years acted as a banker to microfinance groups, taking deposits and writing loans. Over that time, Ecobank has grown hip to the business model and last year launched a microfinance institution...
...money is also expanding the scope of microfinance beyond small loanmaking. As institutions compete for customers, they are rolling out other services. In Mexico, Citigroup has written more than 1 million life-insurance policies in conjunction with Compartamos, and in India it offers customers savings accounts and ATM access in partnership with microfinancier BASIX. "Not everyone will be an entrepreneur, but most of us have to save for something," says Bob Annibale, head of Citigroup's microfinance unit. Microfinanciers around the world are racing to offer the first real micromortgages. "That we are now talking about creating financial systems that...
...those who fear the free access will soon vanish from Cambridge, like Rowling, Jillson has some comforting words...
...wage. We can give her a tax break by expanding the Earned Income Tax and Child Tax Credits. We can ensure that parents all across this country don?t have to choose between the job they need and the heartache of leaving their child in substandard care by guaranteeing access to quality child care. And when hardship hits when a job is lost, we should expand eligibility for Unemployment Insurance so families don't slip deeper into trouble...