Word: accidentals
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Dates: during 1960-1969
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In ten years, the average premium has soared 55%. Car owners who take out a standard 50/100/5 liability policy (on which the company will pay up to $50,000 to one injured person, a total of up to $100,000 to all persons injured in one accident, and up to...
The price of auto insurance is so high that most people would like to find a way of passing it up. But even though New York, Massachusetts and North Carolina are the only states that make liability coverage compulsory, it is virtually unavoidable everywhere. An uninsured driver must buy it...
Compounding this recipe for hostility between all parties is the difficulty of assessing the legal responsibility for auto accidents. In the six states* that have "comparative negligence" laws, a victim who is partly responsible for a crash can recover a proportionate percentage of his losses. In the other 44 states...
So great is the cost of lawyers' fees and overhead that it takes an estimated $2.20 in premiums and taxes to get $1 to an accident victim. (Blue Cross delivers $1 in benefits for $1.07.) Nor is inefficiency the only drawback of the ponderous system. Although only 5% of...
3) Problems in finding heart donors have been eased by the drama of the first transplant, with the appealing element that the humblest accident victim might, by the donation of his heart, confer the gift of life on another.