Word: accountability
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Unsurprisingly, his solution is the one his company already sells - a 401(k)-like plan that Ferguson says has done a better job of boosting retirement savings than the original. The 3½ million retirement accounts in the TIAA-CREF system have an account that is on average 50% higher than the average 401(k). Ferguson pitched his company's solution to the retirement-savings problem to TIME. (Listen to TIME's Financial Toolkit: Should We Scrap...
...Trafigura and Carter-Ruck did not take into account the power of Twitterers. By dawn in Britain, the words Trafigura, Carter-Ruck and Guardian, often accompanied by the # sign that enables Twitter users to click through to collected tweets on a tagged subject, began to crop up on the site, elbowing their way into the top-10 trending topics by midmorning. "What is Trafigura anyway????" wondered 17-year-old @ClaireMacIsaac. An immediate response came from @iannutt, helpfully directing her to an earlier Guardian story that detailed Trafigura's involvement in what the newspaper described as "one of the worst pollution...
...real impact on economic development. There are farmers who can no longer till the land that fed their parents and grandparents because it's become almost desert. With changing rain patterns, we have a serious problem of food production. Diseases are moving faster and farther. This is all on account of climate change...
...This is exactly what's happening in a pilot program that started this month at three vocational high schools in disadvantaged suburbs of Paris. Accounts will be set up for two classes in each school, each containing around $3,000 apiece. If the students maintain good attendance records and reach performance targets agreed upon with their teachers, reward payments will be added to their class account. But here's the catch: the students can't go and spend the money on a new iPod or an Xbox at the end of the year. Each account, which could reach a maximum...
...bank is unlikely to follow suit. With the U.S. jobless rate at 9.8% and still rising, the U.S. Federal Reserve cannot risk a rate increase anytime soon, despite the danger of inflation. Raising rates would add to the burden on U.S. businesses, particularly small- and medium-size enterprises that account for the majority of U.S. jobs. Higher rates would also make mortgages, credit-card debt and other forms of personal financing more expensive, further crimping consumer spending, which accounts for the bulk...