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...buyers are turning to so-called specialty mortgages designed to make homeownership possible even with a checkered credit history and little or no down payment. Specialty loans used to represent only about 3% of the mortgage market, but a survey by the Federal Reserve shows that they now account for more than a quarter of new business at some of the nation's largest home lenders...
Before getting to the things that Bernard-Henri Lévy does well in American Vertigo, his entertaining and insightful account of how, last year, to mark the 200th anniversary of the birth of Alexis de Tocqueville - the aristocratic French author renowned for his perceptive and enduring classic, Democracy in America - the U.S. monthly magazine Atlantic commissioned Lévy, who is perhaps the world's most famous living celebrity-intellectual, to retrace the steps of De Tocqueville's 1831-32 ramble through the young republic, a trip that inspired Democracy, let's identify, just for the record, the single...
...guided Harvard through the delicate but crucial expansion into Allston that will allow Harvard to forge ahead in the biological and physical sciences and indeed all areas of knowledge and scholarship. Yet the Faculty of Arts and Sciences, but one faculty among many, precipitated Summers’ resignation on account of his demand for first-rate scholarship, his challenges of their assumptions, and his refusal to kowtow to their sense of self-importance. It is shameful that a group of cantankerous, shortsighted, prima donna academics have ended the tenure of a truly visionary president. Unlike what some of the faculty...
...first five-year reunion approaches, I have certainly considered withholding support on account of these unfortunate events, yet I would urge fellow alumni equally angered by this turn of events not to withdraw support from Harvard. Supporting Harvard serves to ensure that Summers’ lower-income recruitment initiative and other visions can continue. Turning our backs on Harvard will only harm Harvard’s most essential asset—its student body...
...larger sample size and selected samples,” Sadler said.Sadler said that the College Board does not conduct studies on students’ grades in introductory courses even though the board has the capability to do so.Also. according to Sadler, the College Board studies do not take into account variables such as parental education level and student family income, which he said were factored into his study.Sadler said he feels that the AP exam should not qualify students to skip introductory level college courses. AP classes are good preparation for first-year courses, but should not be used...