Word: accountably
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...Control. Under the current system, each generation of workers pays for the retirees ahead of it. With a private account, some of the money you put in would be there for you alone rather than fund someone else's golden years...
...Risk. Getting a good return on your private account is up to you. If you make poor choices, you can lose money, and your nest egg will suffer. Invest too conservatively, and you will not be able to make up for the cuts in benefits...
...Debt. The costs of making the transition to a private-account system are estimated at up to $2 trillion. That burden will widen the government's already yawning budget deficit, and could put the economy at risk for higher interest rates...
...Crimson reported on Friday that with a generic e-mail account, reporters were able to access, within 10 minutes, a list of every drug purchased by one Harvard student as well as the e-mail addresses and ID numbers of several students whose identities the University was required to keep secret under federal...
Under the Family Educational Rights and Privacy Act (FERPA), students can request that the registrar put a security lock on their account, preventing the University from disclosing their directory information to the public. FERPA-secured students’ e-mail addresses were available in the iCommons Poll Tool...