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Students ages 22 and over account for 43% of those in remedial classrooms, according to the National Center for Developmental Education. Not all are like Williams, but 55% of those needing remediation in Tennessee must take just one course. Is it too much to ask them to pay extra for that class or take it at a community college? Someone as dedicated as Williams would take those extra steps, but he knows some of his classmates would not: "You're going to demoralize these kids. Say I've had trouble in high school, and now you're going to throw...

Author: /time Magazine | Title: Who's Ready for College? | 10/14/2002 | See Source »

Eggers has been reluctant to resolve it himself. Even before the success of Heartbreaking Work, a moving and fiercely intelligent account of taking care of his younger brother after the death of their parents, Eggers was a literary Johnny Appleseed who put substantial amounts of his own money into founding the literary journal McSweeney's and starting a publishing imprint, McSweeney's Books. Earlier this year he established 826 Valencia, a non-profit center in San Francisco where students can go for tutoring in writing. At the same time he has slipped into self-imposed obscurity, avoiding the press...

Author: /time Magazine | Title: Books: Dave Eggers Gets Real | 10/14/2002 | See Source »

DIRECT DEBITING By far the easiest solution, direct debiting is authorizing a creditor to reach its electronic fingers into your checking account and pull out money every month. It works best when the amount due is fixed, as it is with your mortgage, health-club dues and car payment--even utilities that offer a fixed-average-billing plan. The downside: if your balance isn't fat enough to cover these withdrawals, you'll get hit with late fees...

Author: /time Magazine | Title: The Check Is in the Mail. Not! | 10/14/2002 | See Source »

...other benefit of going high tech: just as filing your taxes electroni-cally dramatically reduces the error rate, so does paying bills electronically. But just because it's a compelling option doesn't make it right for everyone. The American Bankers Association surveyed 1,000 account holders regarding their atm usage. It turns out that 37% say they never--ever--use the machines. It's a good bet that they prefer to pay their bills by hand as well. --With reporting by Cybele Weisser...

Author: /time Magazine | Title: The Check Is in the Mail. Not! | 10/14/2002 | See Source »

Earlier this month, the Belgian-Dutch financial-services giant Fortis made a startling announcement: For the first time in its history, the value of its equity portfolio had dropped below the €12.5 billion the company paid for it. Under accounting rules the firm will have to write off the difference of about €2.1 billion. The main culprit was the group's insurance operations, whose investments have been ravaged by the cratering stock market. "We've not seen such volatility in the history of the world," says Jozef de Mey, chief executive of the Fortis AG insurance subsidiary. Wait...

Author: /time Magazine | Title: Will Insurers Crash? | 10/13/2002 | See Source »

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