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...FDIC is the last line of reassurance for American account holders. How are you doing in the war against fear? BAIR: We've undertaken a vigorous public education campaign about deposit insurance and our strong record of nobody ever losing a penny on their insured deposits in over 75 years. In terms of bank failures, we have dealt with a lot worse than this. During the S&L days, they were closing one bank a day for a while. As bad as things are, to some extent depository institutions have been a little bit insulated because there is a stronger...

Author: /time Magazine | Title: Q&A: The FDIC's Boss on Banks, Loans and Credit | 10/17/2008 | See Source »

...sweat all day long for you / But we sow seeds to see us through… / We wait to reap what we are due.” On “Hero of War,” Rise Against goes acoustic with a first-person account of a remorseful soldier who asks his son, “Son / Have you seen the world? / Well, what would you say / If I said that you could.” Even on infectious track “Savior,” a song about soured relationships, Tim McIlrath’s lyrics...

Author: By Mark A. Fusunyan, CONTRIBUTING WRITER | Title: Rise Against | 10/17/2008 | See Source »

...immune to a global meltdown. Indeed, decreased Western consumer demand will dent China's economy as well as that of any that relies on exports. But the free-market autocrats stand in far better shape than the rest of the world. With their massive cash reserves, current-account surpluses and, often, capital controls, countries like China can better weather a downturn (China probably will still grow by 9% this year). And with no pesky U.S.-style congress to stand in their way, they don't have to worry about anyone vetoing their plans to stabilize their economies...

Author: /time Magazine | Title: Central Command | 10/16/2008 | See Source »

...with pocket guides to sustainable sushi. The groups base their ratings on the health of a wild fish's population (the popular bluefin tuna is restricted), along with the impacts of fish-farming operations. (Fast-growing oysters can be farmed sustainably, but salmon can't.) They also take into account fishing practices: catching bigeye tuna with thousand-hooked longlines can result in the unintended death of nearby fish. The hope is that by voting with their chopsticks, consumers can motivate businesses to act more sustainably. Unfortunately, my beloved octopus is now a no-go--but at least I'll always...

Author: /time Magazine | Title: Sustainable Sushi | 10/16/2008 | See Source »

Forget about rescuing banks or unfreezing credit markets. The question on most minds amid the recent market chaos: What does this mean for my 401(k)? With some $3 trillion invested, these plans are the most popular retirement-savings vehicle in the U.S.--and account for a big chunk of the $2 trillion the crisis has wiped from American nest eggs...

Author: /time Magazine | Title: A Brief History Of: The 401(k) | 10/16/2008 | See Source »

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