Word: accounting
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Dates: during 1990-1999
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Before Harvard, I ate differently, I shopped differently and I thought about money differently. I knew money wasn't that easy to come by, so it made sense to hold onto it. And as I didn't want to structure my life around the acquisition of a large bank account, developing an existence independent from big expenses was a sensible course of action...
...rate (usually 15%). Fidelity Investments (800-544-1722; www. state.nh.us), which runs the New Hampshire savings plan, and TIAA-CREF (877-697-2837; www.nysaves.org) which runs the New York plan, make it easy. If your state later offers a savings plan with a tax deduction, you can transfer your account penalty free...
...slowly shift into bonds and money markets as your student nears college age. You get no say in this allocation. The impact of tax deferral is big. TIAA-CREF estimates that someone in the 28% tax bracket saving $5,000 a year and mimicking its investments in a taxable account could expect to accumulate $167,000 in 18 years. Deferring taxes and then paying them at 15% brings the total to $190,000. The state deduction, for those who qualify, pushes the nest...
...have similar access to the reading public. The Victors, Ambrose's latest work, is a cobbling together of three of his previous books, with many of the pieces lifted from D-Day and Citizen Soldiers. Replete with tales of heroism and harrowing sadness, those two books offer a stirring account of the G.I.'s role in beating the Nazis. The big news from The Victors: Ambrose says he's giving up military history. Say it ain't so, sir. Your fans would have loved following you to the Pacific...
Meticulously researched and carefully crafted, Hochschild's book is an extraordinarily powerful account of one of the most horrific events of the 20th century. Without compromising the subject's integrity, he tells an unforget-table story layered with subtlety and unexpected tenderness...