Word: accounts
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Dates: during 1970-1979
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...more than a function of youth or poverty, crime, and particularly violent crime, is perceived as a function of race. What most urban dwellers have intuited can be statistically shown--black people account for a disproportionate amount of violent street crime. Were it only a result of the crippling poverty that keeps 31 per cent of American blacks below the Federal subsistence level, crime statistics would correlate; yet, although in 1976 blacks accounted for 31 per cent of property crimes (such as burglary), they commited 60 per cent of the robberies, 40 per cent of the aggravated assaults, and about...
...million fund, which comes from the general operating account of the Corporation, will be allocated according to the percentage of tenured faculty in each school of the university. A minimum of 20 $100.000 loans will be made this year...
...true victim of the publications race, many argue, is the undergraduate. Junior faculty cannot afford to devote too much time to teaching, because every hour spent teaching is an hour lost to research. And despite pronouncements that tenure appointments will take teaching into account, junior faculty know any effort they put into teaching must be for its intrinsic rewards, for it will not sway tenure decisions. "Administrators just pay teaching lip-service--publications count ten times as much, and it effects undergraduate education. Harvard students are neglected students, talented, interesting people who often have never talked to a member...
THOUGH Harvard allows hourly workers to "vest" before the federal minimum of 10 years, the University is by no means generous with its pension system. The University's plan is based on credited service and a final average base wage rate taking into account the worker's social security benefits. A worker who retires after 25 years of continuous service will receive 60 per cent of his "high-five pay" (the highest average of the worker's base wage rate during five consecutive years in the final ten years of service) minus 80 per cent of his social security income...
NOWs are easier to understand, but they do not offer any great advantages over PATS. NOW accounts too are advantageous mainly to those who can maintain big balances, though the break-even point may be somewhat lower than with PATS. Under Citibank's plan, for instance, a depositor will earn 5% interest on the money he keeps in a NOW account and if he maintains a total balance of at least $3,000, pay no service fee. But if the combined balance drops below that, he must pay a charge...