Word: adjusted
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...Rockower strongly suggests homeowners with adjustable-rate mortgages who plan on staying in their current residence shift now to a fixed rate. "Anybody who doesn't have a fixed-rate loan is an idiot," she says. And, if you're holding onto real estate strictly as an investment, she believes it's probably the right time to cash in. It's not just rate hikes that concern Rockower. "Interest rates don't have to go up one dime for the market to collapse," she says. "All those teaser rates and no-money-down deals that people used to buy property...
...Indeed, Deutsche Bank estimates that a 5% appreciation of the yuan would slice 5-10% off the profits of China-based textile and electronics exporters, because they have narrow margins and little power to adjust their prices. The pinch will also be felt by the many foreign companies operating mainland factories. Tony Cheng, a Taiwan businessman who runs a factory in Shenzhen making Christmas ornaments, calls the revaluation "a big blow...
...Hong Kong must adjust to the fact that it is not the only capitalist city or financial center in China, is not the biggest port, is no longer a manufacturing hub or a unique political anomaly in a postimperial age. Can Hong Kong transform itself again, as it did in the 1950s when it became more than a China gateway by turning itself into a manufacturing powerhouse? Or is it destined to become like Rio de Janeiro? Fifty years ago, the Brazilian city was the priciest place on the planet. But it lost its bearings when the bureaucracy moved...
Going to the mat with the best young competition in the world was a challenge for Ogunwole, who just missed All-American status at the 2005 NCAAs. But the wrestler said he has his sights set on next season—when he’ll have to adjust back to more endurance-focused American wrestling—rather than the highest ranks of the international circuit...
...York City--based ThinkEquity: "This is a hiccup. It's a retail concept that matures in a different pattern than most retailers." New Build-A-Bear stores start out so strongly that comp-store sales a year later tend to be lower, she says, so investors have to adjust their expectations. "Build-A-Bear is not a fad," Ryan says. The company plans to open 30 more shops in 2005, expand its line of licensed merchandise, introduce "friends 2B made"--a new make-a-doll concept--and unveil a 21,500-sq.-ft. flagship store on Manhattan's Fifth Avenue...