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Under the new plan, unveiled Friday, March 26, banks will be asked to lower the principal loan balance for certain homeowners whose mortgages exceed the value of their homes. The loans would be refinanced as mortgages insured by the Federal Housing Administration (FHA), fully backed by the government. In the...

Author: /time Magazine | Title: Obama's New Foreclosure Plan Gets Mixed Reviews | 3/26/2010 | See Source »

The FHA part of the program has tight restrictions: homeowners must be current on their mortgage payments, live in the home, have a FICO score of at least 500 and qualify for a standard FHA-backed loan once the principal is reduced. Those who get a modified loan must make...

Author: /time Magazine | Title: Obama's New Foreclosure Plan Gets Mixed Reviews | 3/26/2010 | See Source »

The Administration also announced an initiative to help unemployed homeowners, in which their monthly mortgage payments would be reduced or eliminated for three to six months while they look for work. (See pictures of Americans in their homes.)

Author: /time Magazine | Title: Obama's New Foreclosure Plan Gets Mixed Reviews | 3/26/2010 | See Source »

Meanwhile, amidst the muddling political circus in Congress, Obama and his administration showed tenacity in refusing to forfeit their vision for reform. Campaigning on the promise of fixing America’s unfair and unsustainable healthcare system, Obama put reform at the top of his political agenda and did not...

Author: By The Crimson Staff | Title: How ’Bout Them Dems | 3/26/2010 | See Source »

Members of the “motley crew that is Ivy-League conservatism” need to defend their ideology against “the liberal center encompassing the majority of the student body and the administration,” Douthat said.

Author: By George T. Fournier, CONTRIBUTING WRITER | Title: Douthat Reviews Ivy Conservatism | 3/26/2010 | See Source »

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