Word: affordability
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Dates: during 2000-2009
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Given the GOP's precarious position, it's a threat that not even McConnell can afford to take lightly, and the war may be entering a truce. Few figures in the state have publicly taken sides, and Williams has been silent about his intentions. But the prospect of war between Bunning's camp and McConnell's has kept party activists in Kentucky fretting. "Everyone is focused on winning," said Republican strategist Scott Jennings of Louisville, a member of the state party's executive committee and a former Bush White House aide. "No one doubts Jim Bunning's conservative positions...
...Until that happened, "unexpected illnesses and accidents happen every day, and the resulting medical bills can be disastrous," Assurant's website warned. "Safeguard your financial future with Short Term Medical temporary insurance. It provides the peace of mind and health care access you need at a price you can afford." (Facebook users, comment on the story below...
...treatments for her Stage 2 breast cancer because she had used up her company plan's $20,000 annual maximum and was $18,000 in debt; the New Hampshire accountant who, unable to work during his treatment for Stage 3B stomach cancer, had to stop paying his mortgage to afford a $1,120 monthly premium for coverage with the state's high-risk insurance pool. (Facebook users, comment on the story below...
...paradox of medical costs is that people who can least afford them - the uninsured - end up being charged the most. Insurance companies, with large numbers of customers, have the financial muscle to negotiate low rates from health-care providers; individuals do not. Whereas insured patients would have been charged about $900 by the hospital that performed Pat's biopsy (and pay only a small fraction of that out of their own pocket), Pat's bill was $7,756. For lab work - and there was a lot of it - he was being charged as much as six times the price...
...policies leaves a lot to be desired. A 2006 Commonwealth Fund study found that only 1 in 10 people who shopped for insurance in the individual market ended up buying a policy. Most of the others couldn't find the coverage they needed at a price they could afford...