Word: affordability
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Dates: during 2000-2009
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...that's all changing. Everyone's got a stake in getting human health right--whether families and individuals simply trying to stay well or governments trying to build a functioning health-care system that doesn't break the bank. With so much on the line, no one can afford to take options off the table...
...Andrew Krepinevich Jr., who advises the Pentagon as president of the independent Center for Strategic and Budgetary Assessments, says the U.S. already can do from the air what the Army wants the FCS to do from the ground. Such redundancies, Gates says, are things the country can no longer afford...
...other core issue is that too many people can no longer afford their mortgage. Maybe they took out an adjustable-rate loan that has reset higher, or they lost a job in the slowing economy. If we could stop the cycle of defaults and foreclosures, the thinking goes, we could prevent deeply discounted, bank-sold homes from flooding the market, keep losses from further impairing mortgage-backed securities and preserve property values. That's how we wind up with ideas like paying mortgage servicers to make loans more affordable and changing the bankruptcy code to allow judges to reduce...
...there people who bit off more than they could chew and will never be able to afford their homes? Yes. "We need to recognize the goal is not to keep everyone in their houses for as long as possible," says Edward Glaeser, professor of economics at Harvard University...
...explosion of debt and imprudence. The savings rate (the percentage of personal income left after spending) fell below 1% for the first time since the early 1930s and stayed there from 2005 through 2007. Millions of Americans spent trillions of dollars on things--houses, mainly--they couldn't afford...