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When Edward Groening went shopping for a car last Thursday, his first stop was Ganley Chevrolet's new car lot in Cleveland. He test-drove a 2008 Impala and a brand-new Chevy Cobalt, and liked them both. With a loan, he could afford whichever one he chose. But like millions of American consumers, Groening decided that any new debt right now is just too risky. So on Friday he walked across the street to Ganley's used-car dealership. There he found a 2007 Impala with 13,000 miles that cost $5,000 less than new one. At that...

Author: /time Magazine | Title: Cleveland's Crisis: Cars Aren't Moving | 10/8/2008 | See Source »

...Acura in Cleveland. That total dropped to 80 in August, says general sales manager Clayton Hrabik. The few remaining shoppers find that it's getting harder to secure a loan. "Once we get down to the meat and potatoes of their credit worthiness," Hrabik says, "they just can't afford...

Author: /time Magazine | Title: Cleveland's Crisis: Cars Aren't Moving | 10/8/2008 | See Source »

...nationwide survey of consumer attitudes conducted by WSL Strategic Retail, a New York consultancy, found that out of 750 teens interviewed, 84% say they have been affected by rising prices. Before they ask for something, 56% of teens say they now consider whether their parents will be able to afford it, with 42% stating that they are asking their parents for less. "If teens are exercising more restraint and curtailing what they ask for, that certainly doesn't bode well for holiday shopping," says Candace Corlett, president of WSL Strategic Retail...

Author: /time Magazine | Title: Looking Ahead to a Blue Christmas | 10/7/2008 | See Source »

...real estate boom haven't had to share any of the blame. So what if they made millions? So what if speculators were flipping houses without ever intending to move into them? So what if people took out numerous credit cards and bought homes they couldn't afford? I had nothing to do with these securitizations, yet my children, my grandchildren and I will be paying for all of it over the next 30 years, thanks to the Fed's bailout. And if excessive lending and borrowing got us into this mess, how is the Fed acting differently by taking...

Author: /time Magazine | Title: Recession Redux | 10/7/2008 | See Source »

...important part of our social fabric, but when graduation and proficiency rates are plummeting, fostering academic proficiency must be priority. While uniforms do not offer a holistic solution to the problems of academic achievement, they do present a simple positive step that inner city schools can afford to do, both financially and practically. Any such attempt to change policy, however, should be accompanied by active engagement with the involved community. No parent should be surprised by the new clothing catalogs for school uniforms arriving in his or her mailbox. Rather, school boards must solicit input from faculty, staff and students...

Author: By The Crimson Staff | Title: Uniformly Effective | 10/7/2008 | See Source »

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