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...lost surplus may also be hurting the economy--and hitting Americans in the wallet. Despite Federal Reserve Board Chairman Alan Greenspan's seven short-term interest-rate cuts, long-term rates--the ones that govern home mortgages--have hardly budged. The reason: those rates are set not by the Fed but by bond traders, many of whom are clearly spooked by economic uncertainty and anticipate more government borrowing in the future. Mortgage rates, though fairly low, could be lower--and if they were, even more Americans would be refinancing their mortgages and getting back hundreds of dollars a month...

Author: /time Magazine | Title: Who Swiped The Surplus? | 9/3/2001 | See Source »

...triad movie Too Many Ways to Be No. 1 has a devious structure that Alan Ayckbourn might envy: a layabout named Kau (Lau Ching-wan) is drawn into a heist scheme. Is it in China? Or in Taiwan? The two parts of this what-if scenario show the results, with some odd twists, as when the hoods laboriously seal their comrade's corpse behind a wall, then hear the sound of a beeper?it's the dead man's, which they need to get further instructions, and they buried it with him behind the wall. Wai visualized this complex farrago...

Author: /time Magazine | Title: Fulltime Filmmaker | 9/3/2001 | See Source »

...There?s more than share prices riding on the consumer's wallet. Back in January, when Alan Greenspan officially put the nation on recession watch with the first of many interest-rate cuts, the recovery scenario was simple. Helped by Fed easing, businesses would need till the end of summer at the latest to deal with their post-bubble hangover by cutting production and payrolls; until then, American consumers - who make up two-thirds of U.S. economic activity - would have to carry us through...

Author: /time Magazine | Title: Person of the Week: The American Consumer | 8/30/2001 | See Source »

Last week the office of public affairs at Middlebury College dispatched a press release to education reporters cheering the soon-to-arrive class of 2005. There's the young man who's appeared in "Scientific American Frontiers with Alan Alda," the recent Russian ?migr? who launched a successful magazine and the Kenyan-born, India-raised student who founded a nationwide human rights coalition. And finally the professional clown who toured the U.S. performing in Circus Smirkus...

Author: /time Magazine | Title: College Admissions Officers Look for More Square Pegs | 8/24/2001 | See Source »

...seats in its freshman class. Which means that, as every parent, teacher, student and guidance counselor well knows, the competition for admission has grown exponentially fiercer in recent years. The not unsubtle subtext of Middlebury's communiqu? is that unless you're a world-renowned peace crusader - or Alan Alda sidekick! or circus performer! or something else truly eccentric! - the odds of getting into an elite school have lately shrunk to Powerball-like improbability...

Author: /time Magazine | Title: College Admissions Officers Look for More Square Pegs | 8/24/2001 | See Source »

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