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Amid such a complicated landscape, some experts question whether there could ever be enough education to adequately prepare Americans for financial life. A better solution, these critics contend, is to reform the system. "What works is creating institutions that make it easy to do the right thing," says David Laibson, a Harvard economics professor who, like Mandell, has decided after years of research that education isn't a silver bullet. One idea being discussed in Washington is the automatic IRA. Employers would have to enroll each worker in a personal retirement-savings account unless that worker decided...

Author: /time Magazine | Title: How to Teach Kids About Money | 1/25/2010 | See Source »

...movies he's been an angel, an inspirational teacher and the Black Muslim icon Malcolm X. He's played soldiers, policemen, coaches, doctors. He's spoken the words of Shakespeare and Spike Lee. Even as a killer, in American Gangster, he carried himself like a cool chief executive, the mayor of the Harlem underworld. He has the gift of making melodrama seem plausible just because he's doing it. And always in Denzel Washington's screen demeanor is the sense of power withheld, of anger internalized. He doesn't shout or strut, doesn't need to. Why raise your voice...

Author: /time Magazine | Title: American Savior: Denzel Washington in Book of Eli | 1/25/2010 | See Source »

Gary Whitta's script, set 30 years after civilization screeched to a halt when a great "flash" (maybe a devastating bomb or the wrath of God) filled the sky, imagines a charred American Southwest littered with dead trees, debris, corpses - a landscape not even WALL-E could clean up. The desaturated color scheme makes the whole world look as if it were left outside to die, and it was. Marauding punks prey on solitary travelers for water, food and clothing. With all industrial and agricultural sectors in shambles, the fear-market system applies: survival of the meanest...

Author: /time Magazine | Title: American Savior: Denzel Washington in Book of Eli | 1/25/2010 | See Source »

...Hughes brothers have the bona fides to put dreadful war zones on the screen. When they were just 20, they made Menace II Society, a scalding view of gang-plagued Los Angeles. Their next film, Dead Presidents, depicted the scars of Vietnam on a returning vet. After the documentary American Pimp, they sent Johnny Depp in pursuit of Jack the Ripper in the 2001 From Hell, based on an Alan Moore graphic novel. Their films exude a tone of lawlessness and despair. The message: whether it's Victorian London or a saloon town 30 years hence, sooner or later every...

Author: /time Magazine | Title: American Savior: Denzel Washington in Book of Eli | 1/25/2010 | See Source »

Although few Americans have heard of menhaden, its protection is a big enough worry that 13 of 15 Atlantic states have banned from their waters the fish-oil company that catches 90% of the country's menhaden. The Houston-based Omega Protein insists the menhaden population is healthy. But while the Atlantic States Marine Fisheries Commission says menhaden don't yet face overfishing on a coastal scale, it is limiting the industrial harvest of the fish in Chesapeake Bay, hard hit of late by dead zones. "The devastation of the marine environment has to be taken into account," says...

Author: /time Magazine | Title: The Trouble with Fish Oil | 1/25/2010 | See Source »

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