Word: americas
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Dates: during 2010-2019
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Furthermore, the Federal Government's big loan-modification effort - abbreviated as HAMP - does little to help such borrowers since in many cases lenders will recoup more by foreclosing (the test any loan modification must pass). A recent Bank of America Merrill Lynch study of loan modifications at IndyMac, which provided the template for broader modification efforts, found that about 20% of subprime loans had been rewritten, while fewer than 8% of option ARMs got reloaded. (See pictures of TIME's Wall Street covers...
Cahill—who served as the former president of both the Catholic Theological Society of America and the Society of Christian Ethics—focused on the tension between Catholic sexual teaching and the modern culture of casual sexual interaction...
Former Democratic Representative Dan Glickman, who left Congress in 1995 and went on to lead the Motion Picture Association of America, pointed to the growing pressure of fundraising as a prime factor. Not only must politicians spend more time raising money, but also the need to raise money often distorts the incentives for bipartisanship. "There are not a lot of incentives in the system to solve problems," says Glickman, who noted that segmentation of the media plays a role. "Solving problems is seen as being a kind of weakness, because it means that you have compromised...
...Islamic Maghreb (AQIM), a group largely made up of Algerian fighters who fled south in the late 1990s after losing a decade-long war against the government. AQIM specializes in the kidnapping - and occasional execution - of foreigners, something that prompted the Paris-Dakar rally to move to South America last year. In December 2008, AQIM kidnapped the U.N. special envoy for Niger, Robert Fowler of Canada, along with an aide and a driver. They were eventually released, together with three Western tourists - two Swiss and a German - reportedly after a ransom of $5 million was paid. But a Briton with...
...that the most famous male athlete in the U.S. has broken his silence, America's most famous female athlete comes across as ingratiatingly anti-Woods. Sure, Vonn has her fair share of handlers and sponsors. But on this morning in Whistler, on a rare day off between the super combined and the super-G - which kicks off Saturday and is another speed event in which Vonn is the favorite - she is just being herself: unguarded, opinionated, fun. Although the Olympics have put her on a pedestal, Vonn still likes being one of the guys. (See the top 10 worst figure...