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...available for customers with credit scores in the 600s and below. First Premier Bank used to charge customers with poor credit as much as $250 in fees to open a credit card that had a $300 limit. But following the recent passage of new rules for card issuers, which among other things caps the annual fees companies can charge to 25% of the credit limit, Premier has retooled its offering. It now charges a $45 processing fee before customers open a card. It then charges a separate $75 annual fee, which is exactly 25% of $300. "Getting a credit card...

Author: /time Magazine | Title: The Subprime-Lending Business Survives, Even Thrives | 3/11/2010 | See Source »

...their attention - usually while in a heated discussion. She asked junior officers to play piano at her personal Christmas party and to walk her dogs. Then there were the things she failed to do, like train her crew adequately. This charge seemed to generate the most anger among young officers, who must make the most of their time at sea - and pass critical tests - if they are going to win promotion. "I don't have time to train junior officers," she allegedly told a fellow officer, even though the probe concluded that it should have been one of her "highest...

Author: /time Magazine | Title: Sexism and the Navy's Female Captain Bligh | 3/11/2010 | See Source »

...Most damaging, perhaps, was Graf's habit of verbal abuse. The language of naval command is supposed to be crisp and to the point. Orders pertaining to speed, direction and a host of other decisions needed to guide a warship are repeated back and forth among those on the bridge to reduce the chance of error. There's remarkably little conversation on the bridge at most times; swearing is extremely rare. (Belowdecks, among enlisted personnel, it is more common.) But according to 29 of 36 members of the cruiser's crew questioned by Navy investigators - whose names were redacted from...

Author: /time Magazine | Title: Sexism and the Navy's Female Captain Bligh | 3/11/2010 | See Source »

...life” is what you might mistakenly think upon discovering a Pfolar bear at your door on Thursday morning. Sure, there are closer places to live than Pfoho, but the rabid enthusiasm of Pfohosers, tutors, and House Masters alike is a testament to the fact that Pfoho is among the better Houses. Pfoho is a tightly-knit, pfamily-style community of pfriendly people who like to hang out and have a good time. Incredible rooming and a social layout make Pfoho an awesome place to meet new people while not getting too n-1 close for comfort. Home, sweet...

Author: By Sara Joe Wolansky, CRIMSON STAFF WRITER | Title: The Housing Market Reviews: Pforzheimer House | 3/10/2010 | See Source »

...Violence among Muslim and Christian ethnic groups was largely kept in check by a succession of military regimes until 1999, when Nigeria returned to civilian rule. While democracy permits greater freedom of religious expression in Nigeria, it has also intensified the political and economic friction between ethnic groups. Rioting in 2001 killed more than 1,000 people, and subsequent outbreaks in 2004 and 2008 killed another thousand. Smaller but no less vicious attacks in 2009 claimed dozens of lives. (See "Is Goodluck Jonathan the Answer to Nigeria's Woes...

Author: /time Magazine | Title: The Violence in Nigeria: What's Behind the Conflict? | 3/10/2010 | See Source »

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