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...Without incentives, loan modifications would not get done. "The programs are well behind where the government thought they would be at this point in time, and part of [the reason] is probably the amount of remuneration that these entities receive on a per loan basis," he says...
...alternative to HAMP would be the proposed "cramdown" legislation, whereby a bankruptcy judge would be given carte blanche power to modify a loan by lowering the interest rate, reducing the principal amount or extending the term of the loan to make the monthly mortgage payments more affordable to the troubled homeowner. Under this program, firms would not get the big subsidies, since the judge would be acting unilaterally in modifying the loan. (See how Americans are spending...
...ozone layer is not new, but the Science study is the first comprehensive look at the exact concentrations and consequences of the gas. The investigators found that although N2O is only one-sixtieth as dangerous to the ozone layer as CFCs on a gram-by-gram basis, the sheer amount of N2O - each year nearly 1 billion metric tons of CO2 equivalent are released globally - means that it now poses a more significant threat to the atmosphere. (N2O emissions are calculated in terms of their impact on global warming, and CO2 is used as a kind of base level...
...eldest children struggle with cancer. While his daughter Kara was undergoing treatment at a nearby hospital in the Mission Hill section of Boston, Kennedy used to stop for prayer at Our Lady of Perpetual Help Basilica, the church where his funeral will take place on Saturday, Aug. 29. The amount of time her youngest child spent in churches would have surprised and gratified Rose Kennedy. In 1995, Teddy spoke of her legacy, "She sustained us in the saddest times by her faith in God, which was the greatest gift she gave...
...production of electric cars. Chinese factories churn out 30% of the world's solar panels-including those used in Baigong village-and the country is doubling its wind-power capacity annually. "This is not an issue of China's good faith," Blair told TIME. "China is doing an immense amount."(Read "Less Carbon, More Lead...