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...which now carries an average rate 1.2 percentage points above a regular mortgage. (In normal times, the spread is closer to a quarter of a percentage point.) "Some people are saying, 'Credit crunch, what credit crunch?' and others are ready to cry uncle," says Greg McBride, a senior financial analyst at Bankrate.com. "It shows it really matters where you fall on the risk spectrum...
However, others argue against the notion that the U.S. forced the reforms on Islamabad. The timing of the promotions was not extraordinary and the changes were made "on the basis of merit," says Talat Masood, a retired general turned military analyst. "These postings were in the normal course of events, with many of the officers due for rotation or retirement," he says. "General Kayani used this opportunity to bring in new people according to his [priorities...
...about 71 million U.S. users (17 million of whom already listen to music regularly on the site), Imeem is relatively unpopulated. It has about six million unique visitors in the U.S. and 17 million worldwide, according to Quantcast. "They have a dedicated but very small constituency," notes NPD entertainment analyst Russ Krupnick. Part of the problem is Imeem's jumbled interface, which is so focused on community that it's not immediately obvious what the site is even about. Part of it is legacy: Imeem, which was co-founded by engineers from the original Napster music service, struggled early...
...billion dollar losses and complex financial assets, Santander's fortunes speak to the advantages of a simpler approach. Spain's largest bank "lends to their clients, takes deposits from their clients, and runs a network of branches," says Antonio Ramirez, analyst at investment bank Keefe, Bruyette & Woods in London. "It's quite simple, quite traditional." Focused on retail banking, with limited investment banking operations, and with a long-buoyant domestic market to lean on, Santander side-stepped the toxic assets caught up in the collapse of the U.S. sub-prime mortgage market. Enjoying "good growth at home, they were never...
...astonishing to see how the mainstream parties have resurrected the right wing in Austria," says Thomas Hofer, a political analyst and former editor at the newsmagazine Profil. "Just three years ago the right wing was nowhere. But the last government gave them new life. This was the largest and most dramatic protest vote [since the Second World...