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...based pricing", which it says has made cards more generally available, the voluntary changes from Chase and Citibank (which eliminated its universal default clause in 2007) show a new willingness to curb some of the more controversial practices. "They are kowtowing to political pressure," says Frank Braden, an equity analyst at Standard & Poors. Adds Levin, "They take it very seriously. I think they are very nervous...

Author: /time Magazine | Title: Exposing the Credit-Card Fine Print | 2/21/2008 | See Source »

...chronic debtor is of someone who is simply careless about spending money and paying bills on time, this is rarely the case. "Delinquency and default are nearly always due to loss of job or a 'life event' such as health problems (and medical bills), death or divorce," wrote analyst Chris Brendler of Stifel Nicolaus in a January report. Today's unemployment rate has yet to cause alarm, but it's the X factor that could determine how much worse credit-card defaults may get as recession looms...

Author: /time Magazine | Title: Exposing the Credit-Card Fine Print | 2/21/2008 | See Source »

...location for Mughniyah's enemies to catch up with him. "I always thought they would get him in Beirut, so what does it mean that he was killed in Damascus?" asked Robert Baer, a former CIA officer who tracked Mughniyah in 1980s Beirut and is also TIME's intelligence analyst...

Author: /time Magazine | Title: Hizballah Mourns Its Shadowy Hero | 2/13/2008 | See Source »

Maybe. But the Internet doesn't work the way the software business works. Yes, it runs on computers, but the Internet is part of the media now, where choice rules. Says Daniel Taylor, a senior analyst with the Yankee Group: "In the technology business, they say you've always got to choose between us and them, between our technology and theirs. That's what Microsoft has done. Yahoo! is a really good property for them, but I don't think they are going to be able to pull...

Author: /time Magazine | Title: A Microsoft-Yahoo! Deal User's Guide | 2/7/2008 | See Source »

...Neither U.S. nor Pakistani officials have officially confirmed Tuesday's predator attack, but such joint maneuverings come as little surprise to Pakistani analysts. "This is nothing new," says defense analyst Nasim Zehra. "Coordinated attacks using Pakistani intelligence and U.S. firepower have been accepted by many levels of governmental institutions, but for deniability purposes no one will ever confirm what happened...

Author: /time Magazine | Title: A Blow Against Al-Qaeda, Musharraf | 2/1/2008 | See Source »

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