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Yet even banks on more solid financial footing and those that sell themselves on qualities other than high rates are finding they have to keep up. "People who bank with us aren't going to bank with us because we're the highest rate on the street, but if we...

Author: /time Magazine | Title: The CD-Rate Scramble: Better for Depositors than for Banks | 12/8/2008 | See Source »

Looking ahead, the situation isn't likely to right itself anytime soon. Many economists expect the Federal Reserve Board to again cut the target federal funds rate in mid-December in an effort to juice the economy by encouraging spending over savings. But that would probably also push down even...

Author: /time Magazine | Title: The CD-Rate Scramble: Better for Depositors than for Banks | 12/8/2008 | See Source »

My coaches were behind me the whole time. Coach Bobby Bowden and Coach Mickey Andrews, in particular, have worked with me from Day 1 to allow me to be the best I can. When I came for my recruiting visit [as the #1 ranked high-school prospect in the country...

Author: /time Magazine | Title: Oxford or the NFL? | 11/28/2008 | See Source »

Mental-health professionals "are fascinated with what we're doing and excited to see the change in patients," says Dr. Gavin Andrews, who heads the St. Vincent's clinic. About 500 people have taken part in its trials of e-therapy for panic disorder, mild depression and social phobia, and...

Author: /time Magazine | Title: Online Helpdesk | 10/2/2008 | See Source »

It's estimated that 1 in 5 Westerners has a mental disorder in any given year. Most never seek treatment, deterred by cost, distance, lack of time, or fear of what others might say. With e-therapy, Andrews says, "people don't have to take time off work, they can...

Author: /time Magazine | Title: Online Helpdesk | 10/2/2008 | See Source »

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