Word: annualized
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Many of the credit-card changes signed into law last May by President Obama took effect Feb. 22. Some key provisions: retroactive interest-rate hikes are prohibited unless the account is more than 60 days past due, users can opt out of paying for overdraft protection, and annual or application fees cannot total more than 25% of the initial credit limit. While the changes provide more transparency for the consumer, analysts warn that banks may find loopholes for new fees to make up for lost revenue...
...other two suggested climate initiatives for the city—including setting annual energy efficiency goals and partnering with local businesses to encourage sustainable practices...
Common Spaces: Most people go to the dining hall to hang out, but each of Cabot’s six buildings has its own living room. The Junior Common Room, used as the performance space for the annual House musical, is huge. It has a pool table and a huge TV room next door—which is sometimes used for House events, though it's usually empty. The House library is one of the nicest spaces to study, though it is a bit small. There are several comfy chairs in addition to a big table, and although the book...
...House list is usually full of routine requests and announcements, but sometimes debates (most recently, one on pornography) get everyone riled up. House Committee-sponsored events usually are fairly low-key get-togethers, but there are a few big events every year, including a catered Festivus dinner and the annual Dutch Auction...
...dinners two or three times a semester, sometimes with musically inclined Cabot residents performing (recent performers have included cellist Bong Ihn Koh '08 and violinist Ryu Goto '11). The House also has some eccentric traditions, including the “lambing” of a House member at the annual Dutch Auction...