Word: annualized
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...owners is legislation. The three public pawnshop companies also make so-called payday loans: short-term loans, typically seven to 30 days in length, that are not backed by merchandise. The loans typically carry interest rates of 10% to 20% for a two-week term, which translates into an annual percentage rate exceeding 300%. Industry experts say the APR is just theoretical since payday loans are meant to be very short term, lasting only until the borrower's next paycheck. Even so, a number of states, like Ohio, are imposing caps on the rates in an effort to stop what...
...hosting the "Harvard Open" tournament in April and a “big shindig” with the Brown Taekwondo Club soon after. Since its inception, the Harvard club has had close ties with the Brown club, and the two groups continue to share instructors and partake in an annual retreat together...
Last year, the club won in its division at the Eastern Collegiate Taekwondo Conference, with two of its female athletes taking gold at nationals. But the club is equally proud of its fun traditions—like Halloween parties, outrageous Secret Santa exchanges, and annual ski trips to Vermont...
...Pentagon spends nearly 10 times as much as China's official annual defense budget of $71 billion, although military experts believe Beijing's true military spending is substantially higher. But any commotion generated by the Chinese test is somewhat passé. Ballistic missiles follow a predictable arc through the skies that makes them relatively easy to target. But both China and the U.S. have developed low-flying cruise missiles designed to fly underneath such antimissile shields...
...born population is aging rapidly, 1 in 6 babies delivered in 2008 was born to a foreign-passport holder. La dolce vita is also becoming ever more dependent on immigrants and their labor. The International Organization for Migration (IOM) estimates that foreign workers account for 9% of Italy's annual gross domestic product. They pick the fruit in the country's orchards, staff its restaurants and workshops and look after its young and elderly. "If all the migrants just stopped working now, the Italian economic system would collapse," says IOM spokesman Flavio Di Giacomo. (See pictures of la dolce vita...