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...directly addressing mortgages held in private securities. As Lockhart pointed out, mortgages owned or guaranteed by Fannie and Freddie represent less than 20% of serious delinquencies. Private label securities - those packages of mortgages that were sliced and sold to investors - represent some 60% of serious delinquencies. Lockhart made an appeal for servicers of such securities to "adopt this program as the industry standard," but the extent to which that will happen is questionable, considering that servicers have an obligation to investors not to take unnecessary losses...

Author: /time Magazine | Title: Fannie and Freddie Offer New Plan to Help Homeowners | 11/12/2008 | See Source »

...Project, a nonprofit group that works to exonerate the wrongfully convicted, put together a petition for clemency to present to then governor Mark Warner. The petition has since moved to Kaine's desk. Of the four men, three are still behind bars, having exhausted all other legal means to appeal their case. A judge overturned the conviction of one of the sailors, Derek Tice, on Nov. 27, 2006. But that ruling was later reversed by a higher court. Eric Wilson served all eight and a half years of his sentence for rape and was released in 2005 but is still...

Author: /time Magazine | Title: The Disturbing Case of the Norfolk Four | 11/11/2008 | See Source »

...pious Christian, politics cannot provide a final solution because it only is concerned with this world, which is always passing away. But to American youth, immersed in a self-consciously and radically secular culture, especially at a place like Harvard, the precepts and promises of religion have diminished appeal. Limiting their perspectives to this world, youth understandably can see politics—once shorn of the ostensible cynicism of the older generations—as the catholicon of their...

Author: By Christopher B. Lacaria | Title: Another Great Awakening | 11/10/2008 | See Source »

...Israel are concerned that his Administration may lower the pressure on the regime. If Obama's victory has left Israelis uncertain about the intentions of his Administration, they may be more inclined to elect Netanyahu, a hawk with a track record of going around a U.S. President to appeal to pro-Israel sentiment in Congress when he didn't like what he was hearing from the Clinton Administration. Conversely, an expectation that the U.S. is looking to ease its security burdens in the wider region may prompt Israeli leaders to renew peace efforts, as they did in the period that...

Author: /time Magazine | Title: How Obama's Win Will Affect Middle East Elections | 11/10/2008 | See Source »

Obama's victory certainly helps the government of Prime Minister Nouri al-Maliki, because al-Maliki is looking to base his political appeal on being the man who got the U.S. out of Iraq (even though he still depends on its military presence). Dealing with a U.S. President committed to the same goal (rather than with President Bush, who had openly advocated a long-term U.S. military presence in Iraq) will certainly help a Prime Minister under pressure from both his own electorate and his influential neighbor, Iran, to refrain from authorizing an extended U.S. presence. Neutralizing the presence...

Author: /time Magazine | Title: How Obama's Win Will Affect Middle East Elections | 11/10/2008 | See Source »

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