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...remnant of former Prime Minister Junichiro Koizumi's era of reforms in the late 1990s and early 2000s, when the government recapitalized and even nationalized some of its major banks after real estate and stock-market bubbles burst. The government says it currently plans to take a localized approach to intervention to make sure weaknesses it sees chiefly in regional banks don't develop into a systemic infection. Japan's regional banks don't appear to be facing an immediate crisis, say economists, but the government wants to be prepared. "It's a safety net for smaller institutions," says Takahide...
...reserve was required to obtain decent credit. One's work and savings history became one's credit rating. Why should we bail out lenders unless they can perform reasonable risk assessments? Lenders once insisted that consumers demonstrate a responsible financial history before lending. What has happened to this commonsense approach? Susan Staudt, WAUKESHA...
Some within the Harvard community oppose Harvard’s resistance to a more open educational approach. One such rebel is Andrew J. Magliozzi ’05, founder of Finalsclub.org, a Facebook-meets-Wikipedia Web site meant to meet all your study needs. The site, which is currently being revamped and is set to launch on Oct. 14, contains blog notes of popular Harvard lectures. Past bloggers include students enrolled in the course, as well as TFs. An added component of the site is an interactive forum where users can create an account, make a group, invite friends...
Scientists have been exploring alternatives to the traditional—but harmful—retrovirus approach since researchers first reprogrammed human skin cells with the method late last year. Integrating these viruses into the cells' DNA causes permanent genetic manipulation, which can trigger malignant tumor growth, making them unsafe for human use. Scientists ultimately hope to clear this hurdle and treat a wide variety of human diseases by transplanting body tissues created from stem cells. Only three weeks ago, Harvard Medical School professor Konrad A. Hochedlinger and his colleagues at HSCI reported that they created mouse iPS cells using harmless...
...homestretch of the presidential race. Only weeks ago, you might have expected that McCain's greater experience and his courage in the clutch would lift him as a leader in a moment of crisis. Yet the turn of the polls suggests the reverse; without taking a dramatically different approach on substance, Obama won this round on style and disposition. Both candidates supported the bailout, and both call for tax cuts and policing of markets, but in tenor, they were polar opposites. Temperament is in the eye of the voter. Is one response evidence of composure and self-possession...