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...Whatever the cause, the result is a system packed with pain for any homeowner looking for help. By the summer of 2008, Charles and Jennifer Lively knew they were going to start having trouble with the mortgage on their home in the Boise, Idaho, area, since Charles's paycheck (he works in plumbing, tied to new construction) had taken a major hit. They called their lender and were told there was nothing to do until they missed a payment. Eventually, the couple did and applied for a modification four different times but kept getting turned down. They desperately asked...

Author: /time Magazine | Title: Why the Banks Aren't Modifying Home Loans | 7/30/2009 | See Source »

...real threat comes from people - both outsiders and insiders. Ber might at first seem unchanged by modern life. Tuareg traders still arrive on camel, bearing giant bricks of salt which they transport across the Sahara for weeks - just as traders did centuries ago when the area's manuscripts were originally written. In Mahmoud's mind, too, local attitudes remain unchanged. Locals remain fiercely distrustful of outsiders, he says, including Mali's government in Bamako, with which locals have been at odds for years. Many people still jealously guard family heirlooms as a tangible form of security. "We won't sell...

Author: /time Magazine | Title: Lost Treasures of Timbuktu | 7/30/2009 | See Source »

...mood in Kashgar, according to observers, is one of defeat and resignation. Since the violence in Urumqi, foreign reporters in the area have been tightly controlled by government minders and often prevented from taking pictures. Locals fear speaking out; a recent government propaganda campaign sternly warned against those "creating a negative impression." The demolition of the city's historic core fits lockstep with what many consider a concerted effort on Beijing's part to bring Xinjiang firmly under its grasp and dilute Uighur identity. More and more Han Chinese migrants are flooding into Xinjiang's cities, including Kashgar...

Author: /time Magazine | Title: Tearing Down Old Kashgar: Another Blow to the Uighurs | 7/29/2009 | See Source »

...Piazza Trilussa, there is a general policy not to sell to anyone under 18. But Leuci points out that bartenders and business owners have no right under Italian law to demand that someone shows proper identification before being served. "Like all things in Italy, it's a gray area," he says. "The [national] government and the cities delegate to the people to go figure it out on their...

Author: /time Magazine | Title: Italy Starts Cracking Down on Underage Drinking | 7/29/2009 | See Source »

Gates talked with Kurdish President Massoud Barzani and other leaders on their home ground in the Kurds' oil-rich, self-ruled area. "We urged them to take advantage of our remaining time in Iraq to settle some of these disputed issues," Pentagon spokesman Geoff Morrell told reporters. (Read "With U.S. Pullout, Iraq Takes Ownership...

Author: /time Magazine | Title: Gates: Some Troops May Leave Iraq Early | 7/29/2009 | See Source »

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