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...while foreclosures are certainly bad for banks, higher interest rates alone aren't. It is not the level of interest rates that matters to bank bottom lines, but the difference between short-term rates and long-term rates. Banks make money when they can borrow money on a short-term basis - think about your deposits - at little costs and lend it out on a longer-term basis - your mortgage - at a higher rate. That's what economists call the yield curve. And the steepness of the curve, which is the difference between short-term rates and long-term rates...
Most of your readers aren't executives running large corporations. What do your books offer ordinary workers...
Which begs the question: Aren't we already there? When the WHO announced over a month ago that it was raising the pandemic alert to phase 5 (out of six phases), there were 114 confirmed cases in just a handful of countries, along with an unknown - though suspected to be large - number of infections in Mexico. That wasn't a huge total, but H1N1 was clearly spreading and it fit the WHO's very specific criteria for the pandemic phase to change from level 4 to level 5: it was a novel influenza virus that was sustaining human-to-human...
...despite the pervasiveness of pregnancy-related nausea, there is still no easy treatment, since most expecting mothers and their doctors aren't keen on exposing a still developing fetus to medications. Now, researchers from Israel and Canada report in the New England Journal of Medicine that a commonly prescribed heartburn drug, which also has anti-nausea properties, may be used in pregnant women without causing harm to babies. (See safety issues about taking pills during pregnancy...
...announcement left computer manufacturers scrambling to work out how to comply, and what the implications might be for their sales in China's fast-growing market. "It totally blindsided the industry," says Bryan Ma, a Singapore-based senior researcher with industry analysts IDC. Some computer makers aren't sure they can meet the July 1 starting date. "It'll be interesting to see what happens if some people say they can't physically get it done in time," Ma says...