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...third party that helps us make early contact" with at-risk homeowners. Ohayon and other lenders also point out that while they're free to renegotiate the terms of mortgages they still own, the vast majority of troubled home loans have been securitized and are owned by a wide array of investors. Their permission is usually required for modification, and getting it can be a daunting task, which is why many experts have called on Washington to step in with some kind of mandated legal solution...

Author: /time Magazine | Title: Grass-Roots Efforts Aim to Ease the Foreclosure Crisis | 11/20/2008 | See Source »

...water from a well.) On days with decent wind - which occur frequently enough, since he can feel the breeze from Lake Michigan - the $16,000 Swift wind turbine can generate 1.5 kilowatts (kW) an hour, i.e., enough to power the average lightbulb for 15 hours. Together with his solar array, that's enough to take care of much of his electricity bill. "It's clean energy we don't have to dig for. It just comes right to us," says Morrell. And best of all, he says, "it's fun watching our meter run backward instead of forward...

Author: /time Magazine | Title: Got Wind? Turbines for the Green Home | 11/20/2008 | See Source »

...induce grumbling among some Obama loyalists. The job Obama dangled in front of Clinton has excited a frenzy of speculation and leaking - exactly the kind of thing the no-drama Obama operation did not tolerate during the presidential campaign. And coming amid word that Obama is eyeing an array of former Clinton officials - including former Deputy Attorney General Eric Holder for the top job at Justice - even Democrats began to ask how much change Obama really represents. "What were the last two years all about?" asks one exasperated party strategist. "The restoration of the Clintons...

Author: /time Magazine | Title: Why Obama Wants Hillary for His 'Team of Rivals' | 11/20/2008 | See Source »

...extended beyond Harvard Square. Because of its special status, any major renovation would be “a state issue,” Healy said at Monday’s meeting. The property will continue to be leased as a newsstand that provides “a diverse array of news material,” Healy said at the meeting. Hudson News could not be reached for comment before press time. —Staff writer Sarah J. Howland can be reached at showland@fas.harvard.edu...

Author: By Sarah J. Howland, CRIMSON STAFF WRITER | Title: Facing Lease Problems, Newsstand May Soon Close | 11/19/2008 | See Source »

...Crimson debuts in the meet. With times of 2:19.63 and 2:25.12, Pitchik and Pratt displayed complete dominance and showed great potential to fill the void left by departed breaststroker Jackie Pangilinan ’08.In diving, Harvard also blew away the competition. The Crimson divers displayed an array of aerial somersaults, turns, and flips, drawing attention from the crowd.Leading the way was sophomore Jenny Reese, who won both the 1-meter and 3-meter events. Classmate Anne Taylor finished second in 3-meter competition, while freshman Leslie Rea was third in the 1-meter event.As well as Harvard...

Author: By Kevin T. Chen, CRIMSON STAFF WRITER | Title: Harvard Starts the Season in Convincing Fashion | 11/17/2008 | See Source »

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