Word: atm
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Dates: during 2000-2009
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Befitting his role as a personal-finance adviser, Farrell has plenty of penny-pinching commandments at the ready. "Clip coupons," he intones. "Watch for sales. Trim cable, cell-phone and Internet costs. Don't pay ATM fees. Find no-fee checking and savings accounts. In the winter, turn down the thermostat, and in the summer, use ceiling fans instead of air-conditioning. Feed your family home-cooked meals and take the leftovers for your lunch at work...
...cruise lines, every passenger is a potential ATM, which is why they'll do anything to avoid leaving with empty berths. A full ship is important to the atmosphere, and to employees' pockets, as tips are an important income boost. If you board, you might buy drinks, spa treatments, snorkeling excursions or even airbrush tattoos. And gamble. So the 103% occupancy rates RCL has maintained through the recession have been worth the deep discounting. "It's been a frustrating time," admits Goldstein, "but in this downturn it's critical to satisfy our customers and hope they'll come back...
Last Thursday, the Federal Reserve approved a host of new regulations intended to eliminate the unfair practice of unannounced debit and ATM card overcharge fees. This decision, slated to take effect next summer, is a long overdue measure that will undoubtedly protect customers—many of whom are college students—who would be otherwise unaware of fine-print loan policies...
...successful phone campaign is just one of several drives that Hayward has led as a UC representative—the ATM in the Quad that Hayward was instrumental in obtaining also speaks to his advocacy efforts, as does his active presence in the campaign to reverse the administration’s planned late-night shuttle service cuts. His approach and commitment to execution will be exciting to watch when enhanced by the leverage that comes with the UC president’s position and complemented by Zhang’s leadership experience on the UC and in student groups. Hayward...
...Ashekian, a 31-year-old Canadian tourist, arrived in Hong Kong on Nov. 9, 2008, traveling solo. After spending the night at a guesthouse in Chungking Mansions, a famously shabby tenement building, she text-messaged her niece to wish her a happy birthday and withdrew money from an ATM across the harbor. After that, Ashekian vanished...