Word: atm
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...Religion Dispatches. And not positively. "Narratives of how 'God blessed me with my first house despite my credit' were common. Sermons declaring 'It's your season to overflow' supplanted messages of economic sobriety," and "little attention was paid to ... the dangers of using one's home equity as an ATM to subsidize cars, clothes and vacations...
...wind, and there's hardly any traffic. Everyone was told to stay home. The grocery stores and some restaurants are still open, at least until 3 p.m. But the banks closed at 10 a.m., which reminds me: I forgot to get money. Here's hoping I can find an ATM that still has cash. I had to wait in line yesterday to fill up the gas tank, and several of the pumps were...
Eventually, he believes, pocket biometric devices will replace credit and ATM cards and will even dispense with notaries public and those time-consuming face-to-face real-estate closings. Personal and biometric data, says Scott, would be transmitted via cell phone to a cybervault maintained by a financial-service company. If its computer decided everything was in order, the transaction would go through. Certainly the privacy issue will rear its head again, but, as has happened with Internet transactions, if consumers are confident in the system and it offers convenience, those fears won't be fatal to growth...
...where he's badgered by his fat-cow boss, he reads a dense computer page and his brain isolates the words "why? "are? "you? "here?". His girlfriend is having sex with his best friend, and Wesley pays for the condoms his friend will use to betray him. Even his ATM sasses him. "Insufficient funds," the text brays at him. "You're an asshole." When he was an infant, his father disappeared, and Wesley can't blame him. He doesn't want to be around himself either. And yet, depressed to the point of inertia, he can't summon the resolve...
...money is also expanding the scope of microfinance beyond small loanmaking. As institutions compete for customers, they are rolling out other services. In Mexico, Citigroup has written more than 1 million life-insurance policies in conjunction with Compartamos, and in India it offers customers savings accounts and ATM access in partnership with microfinancier BASIX. "Not everyone will be an entrepreneur, but most of us have to save for something," says Bob Annibale, head of Citigroup's microfinance unit. Microfinanciers around the world are racing to offer the first real micromortgages. "That we are now talking about creating financial systems that...