Word: atm
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...ATM is the sort of machine that even a Luddite can love. You slide in a card, punch a few digits, and out spurts cash. It's so simple and elegant that-well, it's an affront to a dynamic capitalist society. And it's all about to change. Someday soon, when you just want to score five Andrew Jacksons so you can have dinner at that great little place that doesn't take Visa, you could find yourself in a very slow line behind people sending flowers to Mom or arguing over which seats to buy for the next...
...latest generation, ATMs are being wired to the World Wide Web. These machines can pay insurance premiums and utility bills, print cashier's checks and road maps, and sell everything from stocks to DVDs. ATM users have bought tickets to a David Bowie concert in Iceland and soccer matches in Spain. Customers in Singapore can apply for a car title. In the U.S., Wells Fargo has installed 1,100 souped-up ATMs in 16 Western states that can show movie trailers and the MSNBC news ticker, run streaming-video ads during transactions and spit out coupons before the customer...
...Anything you can do on the Internet, you can potentially do at an ATM," says Andy Orent, a senior executive at NCR, the maker of top-selling ATMs, which shipped more than 50,000 cash dispensers last year. Rival manufacturers Diebold and Fujitsu are also talking up Web-enabled machines. But all agree the ATM experience will be narrowly tailored to keep the line moving, limiting customers' choices to, say, a couple of flower arrangements or a short list of CDs. The new platforms can also restrict activities at certain times-for example, to prevent people from filling out loan...
...Though they have deployed only a few thousand Web-enabled ATMs in the U.S., manufacturers are already primed for the next phase of automated tellers to be used in a wireless-or even cashless-society. This spring, NCR will begin a pilot program in Denmark that lets users access their cash by pointing a Bluetooth-enabled mobile device at an ATM rather than inserting a card. The company is preparing a drive-up ATM that works with dashboard computers in certain cars. And at a conference last month in Singapore, Asian bankers had to sign a nondisclosure agreement before...
...with Lek and Tip over a few days, our sense of being impartial observers gave way to concern that just by watching the children's degradation, we were implicated. Then it occurred to us that we could buy their freedom. That's how we found ourselves driving to an ATM, and withdrawing 41,000 baht...