Word: atm
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...CHECKING Looking to open a new checking account? Forget the local Citibank; the best deals are online. Thanks to lower overhead costs, online banks are clamoring for customers. They offer better rates, lower minimum balances and rock-bottom service fees. The bonus: most will reimburse a portion of monthly ATM withdrawal fees...
CASH PLUS The next time you visit the ATM for a quick fix of cash, don't be surprised if you stay for the entertainment. This week in California, Wells Fargo is introducing a new breed of cash machine that treats customers to news headlines, advertisements and movie trailers while they do their banking. The downside? Longer ATM lines while that guy in front of you watches the X-Men trailer for the tenth time...
...FOES Remember the war against bank ATM charges that some states and cities were waging? Well, they're losing. According to Bankrate.com not only are more banks charging fees, but the average fee has increased, to $1.41. But there is a solution, sort of. About 82% of banks let you use your ATM card surcharge free at point-of-sale terminals, such as those in the grocery store. When you swipe your ATM card, you can get additional money to spend--fee free. So don't forget to add cash to your shopping list...
...higher short-term interest rates when the Fed meets March 21, and a rate boost or two after that seems likely before summer. Rising short-term rates squeeze bank profit margins and, more important, dampen loan demand. That's why bank stocks have been crashing faster than your favorite ATM, shedding 40% of their value since interest rates started climbing rapidly more than a year...
...pocket which Tony, the elderly Asian man dealing at the table, changes into chips during a break between hands. This amount soon dwindles, becoming nothing at all within 15 minutes. I ask Tony to place a marker for me and I get up to hit the restroom, the ATM and the smoking section of the casino floor. Gone for less than five minutes, I return to find Tony replaced by Annie, a shuffle of the 8-deck shoe in progress and the largest white man I have ever seen sitting in my spot. My marker is gone...