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...typical year, about 250,000 foreclosures are scheduled for auction at county courthouses nationwide; so far this year there have been 440,000, according to RealtyTrac. Investors once lured by the prospect of flipping houses at ever inflating prices are now (if they sold in time) focused on scooping up distressed houses on the cheap and turning them into rentals. "There's a whole crowd of people who say, 'Wow, what an opportunity,'" says William Bronchick, president of the Colorado Association of Real Estate Investors...

Author: /time Magazine | Title: What Homeowners Can Do | 9/13/2007 | See Source »

...disappearance. (Bala has denied knowing him.) They also noted similarities between the character Chris in the novel, and the author, who also goes by that nickname while traveling abroad and in email communications. In addition, police traced the sale of the victim's mobile phone on an Internet auction site four days after his disappearance to an account registered to Bala. And they said that a phone card was used to place calls to the victim on the morning of his disappearance as well as to Bala's girlfriend and parents...

Author: /time Magazine | Title: Polish Murder Stranger Than Fiction | 9/6/2007 | See Source »

...deal for the house. Just keep in mind that this is a person who is in financial distress and likely swamped by other opportunists like you, not to mention attorneys and real estate agents, knocking at the door. Due diligence is just as important as when buying at auction, since a homeowner can hide unsavory details like the condition of the house, liens or unpaid taxes...

Author: /time Magazine | Title: The Boom in Foreclosure Investing | 8/31/2007 | See Source »

...increasingly popular way to get at a house before it goes up for auction is to try for a short sale, a transaction in which the mortgage lender agrees to take less money that it is owed. A bank can easily spend tens of thousands of dollars to move a house through the entire foreclosure process, so as default rates soar, more are willing to negotiate with real estate agents representing a bid that's technically too low. (Short sales are becoming so commonplace that Beitler added a chapter about them in the upcoming second edition of his book...

Author: /time Magazine | Title: The Boom in Foreclosure Investing | 8/31/2007 | See Source »

...easiest, yet least lucrative, way to invest in foreclosed homes is to buy one after it has been repossessed by the bank. Many lenders list REO ("real estate owned") homes on their web sites, and large auctions run by outside companies are gaining serious traction, too. These are outfits like Hudson & Marshall and Real Estate Disposition Corporation (REDC) that come to town, advertise like crazy, then auction off hundreds of bank-owned properties in a hotel ballroom in a single day. In the current climate, business has taken off: Hudson & Marshall is selling 40% more homes now than...

Author: /time Magazine | Title: The Boom in Foreclosure Investing | 8/31/2007 | See Source »

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