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Edward Gramlich, a former Federal Reserve Board member now at the Urban Institute, says Congress should sic bank examiners on subprime lenders and ban certain kinds of loans--especially those involving balloon payments. But Gramlich, author of the forthcoming The Rise and Fall of the Subprime Mortgage Market, also sees benefits in the subprime boom. "There seem to be more gainers than losers, and unless the losers lose a lot more per household, the net gains would seem to outpace the losses," he wrote in February. So, yes, things may have gotten out of hand. But neither should we clamor...
First Amendment sentinels like Wendy Kaminer, a lawyer and the author of Sleeping with Extra-Terrestrials: The Rise of Irrationalism and the Perils of Piety, fear that given America's overwhelmingly Christian cast, even neutral Bible instruction would amount to preferencing. "If you teach the Bible outside of close conjunction with other religions," she says, "then it becomes a kind of promotion of the majority faith. It becomes too hard for most folks to draw the line between teaching and preaching." Yet the American Jewish Congress's Stern, who has participated in Supreme Court establishment-clause-violation cases, sees Bible...
John J. DiIulio Jr. is author of Godly Republic, which is due out in the fall
...British historical novelist Gregory, whose book The Other Boleyn Girl is in print in 26 countries, including Japan and Russia, with more than 1 million copies sold in the U.S. Behind the popularity of Gregory's intelligent, well-researched books--including her most recent, The Boleyn Inheritance--is the author's focus on the secret histories of the women on the sidelines of the Tudor era. The Other Boleyn Girl depicts Henry's claustrophobic court from the perspective of Anne's sister Mary, who also bedded the young King but apparently wasn't charming, cunning or foolhardy enough...
...death of firefighters on the job, accounting for 39 percent of on-duty fatalities. “We hope that our study will reinforce efforts in the firefighting community to improve their health and wellness programs,” said Stefanos N. Kales, the study’s lead author and an assistant professor at the Harvard School of Public Health and Harvard Medical School, in a statement. “We also hope that these striking results will make physicians who care for firefighters, such as internists and cardiologists, more cognizant of the demanding nature of this occupation...