Word: auto
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...bottom line: If more private payers sent patients abroad for uncomplicated elective surgeries, the savings could be enormous. "This has the potential of doing to the U.S. health-care system what the Japanese auto industry did to American carmakers," says Princeton University healthcare economist Uwe Reinhardt...
...wasn't just satisfied with static playlists, so it created a series of musical feeds. Halfway between Internet radio and RSS, it's a playlist that changes from day to day. Feeds can be artist-based - an "auto mix" for Eminem includes his work plus songs by other rappers in his league. Some feeds are collections of tracks from the network's shows, such as TRL, VH1's Best Music Week Ever and CMT's Studio 330 Sessions. Urge even includes the Informer blog series, with people writing about music and using downloadable playlists to illustrate their discussions...
...have a music player such as iriver's brand-new 2GB clix ($200) - or another player listed on Microsoft's PlaysForSure website under the "Subscription Enabled" header - you can set up Urge to auto-synch playlists and feeds, but these players will never threaten the iPod. No, Urge poses a threat to Apple because of the MTV brand and because MTV closely works with youth-oriented cell-phone carriers like Virgin Mobile USA. When the circle is complete, it won't be an MP3 player that gets synched with your TRL feed, but a phone with 2GB of flash memory...
...static." Players travel around a fantasy world, plunking down virtual cash at the mall or a car-rental agency, and earn spending money at any of the island's seven virtual ATMs by taking quizzes (after a brief tutorial) on such real-world fundamentals as credit, auto loans and online banking. Sample question: What does APR stand for? a) account percentage rate, b) average parcel rate, c) American paper route or d) annual percentage rate. For choosing d, you net $15 plus a shockingly generous 10% interest each day on your virtual savings account...
...course, any number of developments could puncture Wagoner's tires: oil hitting $100 a barrel or a recession in which auto sales tumble. Moody's recently warned of further downgrades of GM's bond ratings, already below investment grade, after GM said it may have to renegotiate terms for $5.6 billion in credit. Should GM's unsecured debt fall below a CCC rating, the GMAC sale would be in jeopardy. "We have to get the GMAC deal closed," Wagoner says when asked what could derail a turnaround...