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...House of Representatives passed along party lines in December, but it has been a stumbling block as the Senate has struggled to put together a bipartisan bill, and even the House version was watered down a bit. Small banks were allowed to keep their old regulators; realtors and auto dealers were exempted from new regulation; a requirement that lenders offer "plain-vanilla" mortgages in addition to exotic products was scrapped. (Read "Don't Kill the Consumer Financial Protection Agency...

Author: /time Magazine | Title: The Case for a Consumer Financial Protection Agency | 2/17/2010 | See Source »

...President seems to be enough to propel them to gains in this year's midterm elections, Ryan may be forcing a conversation his party is unwilling to have. That's a risk that Ryan, who defied party doctrine by supporting the Troubled Asset Relief Program and the auto-industry bailout, is willing to take. "I put this out there to get the debate going and show a different vision," he says. "I don't expect it to be the platform of the party. I expect it to launch a debate about what America is to become...

Author: /time Magazine | Title: Paul Ryan: The GOP's Answer to the 'Party of No' | 2/17/2010 | See Source »

...1990s, Toyota set out to become the world's top auto company. Being the best and being the biggest created a tension that Toyota couldn't resolve. Says MIT operations expert Steven Spear: "If quality is first, it drives a certain set of behaviors. If market share is the goal, it drives a different set of behaviors...

Author: /time Magazine | Title: Spotlight: Toyota's Recall | 2/15/2010 | See Source »

...with little or no further action. That changed as the tragic evidence mounted. And when Transportation Secretary Ray LaHood blurted out advice to Toyota owners to avoid driving their cars - advice he hastily withdrew - he more or less forced the issue. (See the best cars from the 2009 Detroit Auto Show...

Author: /time Magazine | Title: Behind the Troubles at Toyota | 2/11/2010 | See Source »

...Lentz, who defended Toyota recently at the Detroit Auto Show, said that while the recall is embarrassing, "it doesn't necessarily mean we've lost our edge on quality." It's way too early, he insists, to tell what kind of impact the multiple recalls will have on Toyota's sales...

Author: /time Magazine | Title: Behind the Troubles at Toyota | 2/11/2010 | See Source »

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