Word: backings
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...normal market, probably a majority of homeowners that wind up being delinquent or even in the early stages of default find a way to cure their loan. Right now the numbers aren't quite as promising. Probably over 50% of the homes that enter foreclosure will wind up going back to the banks. But it is still a fairly large number that either through loan modifications or short sales or refinancing do manage to avoid foreclosure...
...their portfolio either qualifies or doesn't qualify for HAMP [Home Affordable Modification Program, the Federal Government's attempt to incentivize more modifications]. Even if you've already screened a loan to see if it might qualify for your own modification programs, now you're going to go back and rescreen it. That takes an awful lot of time to work through...
...role of calcium in the healthy brain is critical, particularly in young children, whose brains undergo rapid neural development from the last trimester in utero up through ages 1 to 2. Infants' brains expand quickly, then ruthlessly prune back brain cells - a process of orderly cell death, known as apoptosis. In an experiment in young rats undergoing this crucial stage of neural development, Christopher Turner, an assistant professor of neurobiology and anatomy at Wake Forest University School of Medicine, witnessed out-of-control apoptosis in the brains of rats treated with drugs that mimicked the action of the general anesthetic...
...attract voters, not to mention make money for a campaign war chest. Former Arkansas Governor Mike Huckabee, a 2008 contender for the White House, is a publishing veteran. His seventh and latest book, the decidedly nonpartisan A Simple Christmas: Twelve Stories That Celebrate the True Holiday Spirit (Sentinel), harks back to Huckabee's roots as a Southern Baptist minister. (Let it be noted, however, that a paperback edition of his fiercely political 2008 best seller, Do the Right Thing, is being published simultaneously.) TIME senior reporter Andrea Sachs talked to Huckabee about his electoral plans and the political scene...
...refugees, who were found in Indonesia's search-and-rescue area, are Indonesia's problem. "I think the government foolishly created an embarrassing situation for itself," said Lindy Edwards, a political scientist at the Australian National University. "They have gone and generated the standoff that they can't back down." The 255 refugees on the ship in Merak are also stuck in limbo: they have one toilet between them, and the 17 children on board are said to be suffering from malnutrition. Those with mobile phones have called reporters to say that they have papers to prove their refugee status...