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...Under TALF, the Fed will only finance AAA-rated ABS. Investors are not given an incentive to purchase the riskier tranches. The result is that securitizers would have to keep the riskier tranches on their own balance sheet. And, given banks recent experience with this approach, it is unlikely that they will be eager to do so again. However, in the event a bank wishes to act as a securitizer, they will have no choice...

Author: /time Magazine | Title: Why the People Who Broke the Financial System Will Profit | 3/25/2009 | See Source »

...less. At the same time, Manuel has also helped transform how the rich world views the poor one. Globalization has given new status to places like Brazil, China, India, Russia and South Africa, but the institutions that manage the global economy - the U.N., the World Bank, the International Monetary Fund - still reflect the world as it was at the end of World War II. Manuel was one of the first to point this out and has consistently championed the view, now widely accepted, that the global order needs a fundamental overhaul. (See pictures of the Top 10 scared traders...

Author: /time Magazine | Title: Trevor Manuel: The Veteran | 3/25/2009 | See Source »

...displays the same pragmatism in world affairs. While many of Manuel's developing-world counterparts spurn the "Washington consensus" of the World Bank and IMF, Green says "he uses these organizations as a chance to get powerful leaders to listen to him." It works, in part because he is so good at convincing people that change is possible. "I come from South Africa, where at various points in our history it seemed like we would not be able to resolve our problems," he says. "But we did. How? We all had to give up something." That...

Author: /time Magazine | Title: Trevor Manuel: The Veteran | 3/25/2009 | See Source »

These lessons will be particularly important as Obama this week tries to persuade skeptics in Congress to pass his $3.6 trillion budget and, as Geithner warned, the Administration is forced to go back to ask Congress for upwards of $750 billion to fund the bank-bailout plan. "We recognize it's going to be extraordinarily difficult, particularly in the wake of not just the events of the last two weeks, but the last nine months, frankly," Geithner conceded in the hearing...

Author: /time Magazine | Title: Five Lessons from the AIG Bonus Blowup | 3/25/2009 | See Source »

...have felt for some time that you've got this vast global process at work, and somehow the rules that govern [it] have got different from the rules you practice in your everyday life. [But] the rules that make for a successful community are also now necessary for the banking system. We have to build our banking system for the future around stronger principles of accountability and transparency and integrity and sound practices. Americans are shocked by what they see happening on Wall Street. People in Britain look at what happened with RBS [Royal Bank of Scotland] or HBOS...

Author: /time Magazine | Title: Gordon Brown: 'Sometimes a Crisis Forces Change' | 3/25/2009 | See Source »

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