Word: banking
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...create a false sense of security: most users can't interact with one another unless they are "friends" or belong to the same general network. The site at first glance would also seem less of a gold mine for swindlers since unlike financial websites, which offer access to victims' bank accounts, there is no direct financial gain from hacking into a Facebook account. But the bad guys know that many of us are lazy or forgetful and use the same password on multiple sites. In early 2008, Facebook noticed a marked increase in the number of scams...
...Consumers have lost access to credit. The fact that mortgage rates have dropped does not even begin to offset that. Qualifying for a mortgage is harder than ever. Banks have reason to be cautious. One of the large credit bureaus just released a report that says 4.7% of payments for bank-issued credit cards were late sixty days or more in March, an increase of 38% over the same month last year. According to Reuters, "In March, lenders closed 20 million card accounts, sending the total down by 58 million since the peak in July 2008 to 380 million." Banks...
...well for almost ten years return. Those elements may not come back with the force that they had in 2003, 2004, and 2005, but they must make a modest recovery for housing to recover. People have to be able to believe that they have some meager job security. A bank has to tell them that it wants their business. And, they have to feel that they can, if only rarely, get a raise...
...Stressing independence from big business could boost a government's image. In the Chicago Booth/Kellogg School poll, 40% of Americans felt former U.S. Treasury Secretary Hank Paulson - previously the boss of Goldman Sachs - had been acting in the interests of the investment bank, and not America...
When Megan Maciejowski was laid off from her job at an investment bank at the end of 2008, she cleaned out her desk, retreated to her Venice Beach, Calif., apartment and started sprucing up her resume. Then the 33-year-old set aside some of her severance package and arranged to spend February in artsy San Miguel de Allende, Mexico. Her goals for the trip were simple: to take an immersive Spanish class, do some painting, experience a new culture and generally relax. Says the self-described Blackberry addict: "I needed to get away to disconnect, recharge and regroup...