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The bank plan is supposed to be getting under way right about now, with private players lining up to tap government lending facilities to buy so-called toxic assets from banks, thereby cleaning up the banks' balance sheets and facilitating lending across the country. But the banks, convinced the market...

Author: /time Magazine | Title: The Bank Rescue Plan Is in Limbo. Is This Good News? | 6/3/2009 | See Source »

The Administration's stress tests were intended in part to force the banks' hands. By having regulators officially dictate how much capital big banks needed to raise, the government thought it could make the banks sell the toxic assets into the "public-private" buying scheme.

Author: /time Magazine | Title: The Bank Rescue Plan Is in Limbo. Is This Good News? | 6/3/2009 | See Source »

Instead, the banks went out and raised capital from private sources, including $65 billion in a matter of weeks. On June 2, Bank of America announced that it had raised $33 billion of the $33.9 billion the feds were requiring it to. JPMorgan announced new plans to sell stock. Part...

Author: /time Magazine | Title: The Bank Rescue Plan Is in Limbo. Is This Good News? | 6/3/2009 | See Source »

As it turns out, that's part of the reason the banks are still resisting selling into the public-private program. "The government plan continues to face a number of hurdles, including too much government overhang," says Scott Talbott of the industry group Financial Services Roundtable. Government officials say the...

Author: /time Magazine | Title: The Bank Rescue Plan Is in Limbo. Is This Good News? | 6/3/2009 | See Source »

The situation has become bad enough that the FDIC, which is responsible for the "legacy loan program" to remove toxic loans from banks' books, is considering alternative plans to the one rolled out at the end of March by Geithner. A senior Treasury official says the legacy securities program, which...

Author: /time Magazine | Title: The Bank Rescue Plan Is in Limbo. Is This Good News? | 6/3/2009 | See Source »

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