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Yet Yunus believes that in just a few years Grameen America will be so successful that it turns a profit, thanks to 9 million U.S. households untouched by mainstream banks and another 21 million using the likes of payday loans and pawnshops for financing. Profit has long eluded U.S. microfinanciers...

Author: /time Magazine | Title: Can Microfinance Make It in America? | 1/11/2009 | See Source »

It seems pretty obvious that in any discussion of the various methods whereby the crafty student attempts to show the grader that he knows a lot more than he actually does, the vague generality is the key device. A generality is a vague statement that means nothing by itself, but...

Author: By Donald Carswell | Title: Beating the System | 1/11/2009 | See Source »

McCarty is alleged to have schemed with her husband to direct bond underwriting contracts from governments to his offices at investment banks Raymond James and Bear Stearns. The couple also allegedly received at least $10,000 in hotel discounts at the Sunset Key Guest Cottages in Key West from owner...

Author: /time Magazine | Title: Palm Beach: The New Capital of Florida Corruption | 1/10/2009 | See Source »

Companies that provide so-called alternative credit information say their business is booming, even as the rest of the lending industry continues to shrink. Banks once sought out such information as rent-payment histories to assess whether to lend to individuals who lack a credit score because they may never...

Author: /time Magazine | Title: Lenders Look Beyond Credit Scores to Gauge Who's a Risk | 1/9/2009 | See Source »

Unfortunately, those predictions proved too optimistic. According to mortgage-data tracker First American LoanPerformance, banks have already foreclosed on or are in the process of foreclosing on 1.5% of the mortgages originated in the last three months of 2007 to individuals with credit scores between 660 and 720. And those...

Author: /time Magazine | Title: Lenders Look Beyond Credit Scores to Gauge Who's a Risk | 1/9/2009 | See Source »

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