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One of the perhaps most important sections of this legislation will focus on derivatives trading. Derivatives, financial instruments that are used to bet on movements of assets and thus serve as protections against risk, are often necessary for many different kinds of businesses, ranging from farms to airlines to banks...

Author: By Ravi N. Mulani | Title: Financial Follies | 5/12/2010 | See Source »

It is imperative that derivatives trading be shifted to exchanges where such trades can be monitored and regulated, and the legislation had been moving in this direction. However, Arkansas Senator Blanche Lincoln has now introduced an amendment to the legislation that will cause banks to spin off their derivatives trading...

Author: By Ravi N. Mulani | Title: Financial Follies | 5/12/2010 | See Source »

Under Lincoln’s proposal, hundreds of billions of dollars in existing derivatives trading would be spun off to entities such as hedge funds and foreign banks, which are beyond the scope of regulators, or associated bank entities that are not technically part of the bank, in both cases...

Author: By Ravi N. Mulani | Title: Financial Follies | 5/12/2010 | See Source »

Though the amendment has been narrowed in order to ensure that it will not aim to politically influence the creation and setting of monetary policy, it still interferes with the necessity of an independent Federal Reserve with the power to act in times of crisis. In the financial system, a...

Author: By Ravi N. Mulani | Title: Financial Follies | 5/12/2010 | See Source »

On an even greater scale, this amendment violates one of the basic foundational principles of our central banking system: Our economy hinges on the trust that we place in the Federal Reserve to look out for the best interests of the economy at large, independent of any political influence whatsoever...

Author: By Ravi N. Mulani | Title: Financial Follies | 5/12/2010 | See Source »

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