Word: beachful
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Four months ago, the city of West Palm Beach opened its foreclosure assistance center, a one-stop shop where staffers assist besieged homeowners by calling lenders, renegotiating loans and arranging for short-sales - that is, the bank-approved sale of a house at a price below its outstanding mortgage. The center will even help cover late mortgage payments up to $10,000. Since April, the center has received more than 5,000 phone calls or visits for help; so far, 171 homes have been saved from foreclosure, and others have received various forms of help. The county is desperate...
...partners came on board. At first, $1 million was cobbled together from a developer-contribution trust fund and other available grant money. Another $430,000 became available in HUD money. "For government, if you can do something in less than two years, it's a miracle," says West Palm Beach Mayor Lois Frankel...
Michael and Ingrid Webb are among the hundreds of people who sought help in West Palm Beach after they missed two months of mortgage payments. They owed thousands to their lender, which refused to refinance. Michael had expected to pay a $1,600 monthly mortgage when they first refinanced a year ago, but unexpectedly wound up paying more than $2,400 because of a higher interest rate. Savings and 401(k) accounts were depleted. They first learned about the foreclosure assistance center on their city water bill. They now pay about $200 less a month in their mortgage thanks...
...With his shiny shaved head, I LOVE HIP-HOP T shirt and postcolonial lyrics, King Kapisi found resonance with a relaxed beach audience of locals, visiting artists, tourists and Mormon Helping Hands volunteers. "The plantation is right here," he rapped to the crowd. Not for the first time at the festival, one saw artistic trees coming to life...
...hope for peace on earth as long as war is considered the right thing to do. Each side in a war considers its cause to be right, including the Taliban and al-Qaeda, which call their wars "holy" - another oxymoron. When will people ever learn? Carlos Carrier, Long Beach, Calif...