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Anecdotal and empirical evidence seem to bear out Synovate's figures. Despite deep discounting and promotions that Denison describes as "hypercreative," sales have quite simply fallen off a cliff. Retailers are understandably coy about admitting to their own struggles, fearing that such revelations could endanger their credit lines and spook investors. A jeweler who prefers to remain anonymous says that top-end shops already weathered a drop-off in sales last Christmas and have been suffering throughout the year. "Bankers used to come in droves with their wives," says the jeweler. "There were lots of Americans and French...

Author: /time Magazine | Title: London's Black Friday: Getting a Jump on Holiday Gloom | 11/28/2008 | See Source »

...shoes [Nov. 17]. Lots of us have pairs that look just like his, whether from searching for a job or simply walking to our place of employment because gas is unaffordable. The photograph also defined what Obama stands for: hard work, determination and never giving up. Melissa Clarke, Bear...

Author: /time Magazine | Title: Inbox | 11/27/2008 | See Source »

...have many pairs that look just like his, whether because of pounding the pavement looking for a job or simply walking to one's place of employment because gas is unaffordable. The photograph also defined what Obama stands for: hard work, determination and never giving up. Melissa Clarke, BEAR...

Author: /time Magazine | Title: Capturing the Moment | 11/27/2008 | See Source »

...billion pool of troubled loans and securities largely related to the foundering residential and commercial real estate markets. After Citi absorbs the first $29 billion in losses on these securities, the government - first the Treasury Department and then the Federal Deposit Insurance Corporation (FDIC) - will step in and bear 90% of any further losses. In return, the government gets up to $7 billion in preferred Citi stock and the right to buy more shares at $10.61 - not a bargain these days, with Citi trading in the single digits, but perhaps worth more down the road. On top of that...

Author: /time Magazine | Title: Five Questions (and Answers) About Citi's Bailout | 11/25/2008 | See Source »

...Federal Reserve's mid-December meeting, when another cut in interests may be in the offing. Add it all up and the short-term view is - surprise - more uncertainty. "Sometimes we have year-end rallies, and we definitely could use one. We could all use a break from this bear market," says Ed Yardeni, president of Yardeni Research. "But just because we need it doesn't mean we're going...

Author: /time Magazine | Title: The Market Outlook: More Plunges or a Year-End Rally? | 11/24/2008 | See Source »

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