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...CFPA wouldn't address the root causes of the crisis. Warren argues that the financial meltdown of 2008 was essentially a consumer-protection meltdown, a direct result of exploitative loans that never should have been approved. It's certainly true that the securities that sparked the crisis began imploding after subprime borrowers began struggling to repay the underlying loans. Still, the notion that a CFPA would have prevented the mess is debatable at best. It's not as if all borrowers who bit off more than they could chew were deceived; many of them just wanted more house than they...

Author: /time Magazine | Title: The Case for a Consumer Financial Protection Agency | 2/17/2010 | See Source »

...Russi began scolding the hostages. If they didn't want to cooperate, they could stay on the ground for all he cared. The problem was that most of the prisoners seemed prepared to do just that. As the argument grew louder, the fake Australian delegate noticed Keith, Marc, and Tom off to one side. Maybe the gringos would listen to reason. He pleaded with the Americans to collaborate...

Author: /time Magazine | Title: A Hostage Rescue in the Colombian Jungle | 2/17/2010 | See Source »

...innards. Suárez was part of a contingent of 147 Colombian soldiers punching through the snarled jungle foliage as part of a massive operation to encircle the guerrillas holding Keith Stansell, Marc Gonsalves, and Tom Howes. But as the troops marched deeper into the wild, they began running out of supplies...

Author: /time Magazine | Title: In Colombia, A Bungled First Rescue Attempt | 2/17/2010 | See Source »

...something didn't feel right. As the blade pierced the soil, the metal struck something hard that gave off a hollow thud. Intrigued, Suárez finished his business, hitched up his pants, and began rooting around with his hands. After burrowing down about one foot, he discovered the top of a blue plastic five- gallon container. Suárez pried off the lid. Like foam in a beer stein, a white substance topped the 30-inch-tall barrel. Was it cocaine? Suárez plunged his hands into the powder, which turned out to be ant poison, then pulled...

Author: /time Magazine | Title: In Colombia, A Bungled First Rescue Attempt | 2/17/2010 | See Source »

...word of the fantastic riches spread, more and more troops began scouring the jungle floor, hacking at the earth like overcaffeinated grave diggers. The blue barrels bulged with Colombian pesos but they also found yellow containers filled with U.S. currency. How much was there? Months later, a report by the office of Colombia's inspector general estimated that the containers held $14 million in U.S. and Colombian currency. But in the same report, several troops testified that the final haul exceeded $43 million. One government investigator said the figure was much higher - more than $80 million...

Author: /time Magazine | Title: In Colombia, A Bungled First Rescue Attempt | 2/17/2010 | See Source »

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