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Is there a public option? No. As an alternative to the controversial government-run health option, the bill, beginning in 2012, would provide $6 billion in federal funding to states or groups of states to set up nonprofit, consumer-owned and -operated health-insurance cooperatives. These cooperatives would be unaffiliated...
Would the health-care industry have to pay for the cost of reform? Beginning in 2010, insurance companies would have to pay an annual total of $6 billion; pharmaceutical companies, $2.3 billion; medical-device makers, $4 billion; clinical laboratories, $750 million. The amount each individual company pays would depend on...
Would there be an individual mandate? Yes. Beginning in 2013, individuals would be required to have health insurance. Individuals and families who do not have insurance for more than three months in a given year would be subject to an annual excise tax of $750 and $1,500, respectively, if...
How would the Medicaid program be affected? Beginning in 2014, eligibility for Medicaid would be raised to individuals earning up to 133% of the federal poverty line - $14,400 for an individual; $30,000 a year for a family of four. Childless adults, currently excluded from Medicaid, would be eligible...
Would "gold-plated" Cadillac plans be taxed? Yes, although technically insurers would be the ones taxed. Beginning in 2013, they would pay a 35% excise tax on any plans they sell that cost more than $8,000 for individuals and $21,000 for families. But even though insurers would be...