Word: begun
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Lenders are rethinking their reliance on credit scores. In the past year, an increasing number of banks have begun turning to court documents, phone bills and other nontraditional ways of measuring creditworthiness to bolster their lending decisions. The shift comes at a time when the financial industry is suffering from a record number of loan defaults, particularly in the mortgage business. Industry experts say the widely used credit scores, the most famous of which is called the FICO, have not proved as effective in ferreting out bad borrowers as many lenders had anticipated. (Read TIME's "Bailout Report Card...
...filing the motion for an extension, Fitzgerald revealed that the investigation, begun in 2003, involves many more suspects than the two thus far charged - Blagojevich and his resigned chief of staff John Harris. Reports are surfacing that the probe is widening beyond the governor into the dealings of his brother Robert, who ran his campaign fund. The motion also noted that "thousands of phone calls were intercepted between late-October 2008 and early-December 2008," that confidential witnesses were used as part of the case and that "multiple witnesses have come forward in recent weeks to discuss their knowledge...
...reworking his nephew's game to make it less physically demanding. In recent months, the pair have focused on increasing the velocity of Nadal's serve in the hope of earning more aces, and improving Nadal's net play in the hope of shortening rallies. More drastically, they have begun altering Nadal's trademark forehand. In Paris, I spent two hours watching Nadal practice forehands with a follow-through that came around his body in the traditional manner rather than whiplashing behind his head. Toni barked complaints if his pupil unconsciously reverted to his old follow-through. At one point...
...this season’s eighth win is any indication, the Tommy Amaker era has finally begun for the Crimson...
...this season’s eighth win is any indication, the Tommy Amaker era has finally begun for the Harvard Crimson...